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Off-Road Vehicle Insurance

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Let’s face it, off road vehicles are fun. Off road vehicle insurance is a critical tool to make sure you keep them fun. Regardless of how you use your off-road vehicle, having it damaged, wrecked, or stolen can cause you a loss of time and money! We can provide you with different types of off- road vehicle insurance options, so that you can find the coverage that best suits your individual needs.

ATV Insurance:

All Terrain Vehicles, Quads, Four Wheelers: regardless of what you call it – It is fun! If you’re using your ATV as a weekend cruiser, to run around the farm, or to go hunting – having your ATV is a lot of fun, but it’s also a big investment. What happens if it’s sitting in the garage and a poorly placed battery ruins the gas tank and engine? Does your homeowner insurance cover it? What if you’re not on your property and have an accident? Are you or your ATV covered? Even worse, what if someone steals it from your backyard or it’s hit while waiting to load your quad onto the trailer – how are you going to replace it?

Dirt Bike Insurance:

Do you race on the weekend at your local track? Ride recreationally? Your off road motorcycle is a big investment too. Many people who compete in enduro rides have to have their bikes registered and insured – even hare scrambles sometimes require coverage for your motorcycle! If you participate in activities where coverage is required, or want to protect your investment, we can design the right insurance policy to protect you and your dirt bike.

Side-by-side and Full size 4wd Insurance:

Many times off-road vehicles never see pavement, aren’t registered, but are still high valued. You wouldn’t buy an 8 thousand dollar car and not insure it, so why would you buy a side by side and leave it uninsured? Many off-road toys are high valued and big investments, but owners simply don’t think they need insurance coverage because they’re not operated on the road. Don’t leave your side by side vulnerable to anything – other than the trails you’re on.

To make sure your ATV, dirt bike, side by side, or any other off road vehicle you own is protected… contact us for a free quote today!