Life Insurance for New York and Pennsylvania
At Gannon Associates we go far beyond being standard insurance agents—we aim to be the best – the insurance experts you trust to protect your most significant asset…your life!
While providing you with reliable insurance for your car, home, and business, we want to continue to go above and beyond by protecting your life with dependable life insurance. We understand that trying to secure the right life insurance plan can get a bit stressful—and it certainly takes time. From the necessary research, to weighing the pros and cons of term life insurance versus whole life, variable and beyond—it’s easy to get overwhelmed!
This is exactly why we’re here for you! At any of our PA or NY Gannon Associates locations, our agents are well versed in all aspects of the life insurance spectrum, and ready to assist you. Our clients will gain insight from an agent that wants to be more than just your insurance source—we want to be the trusted coverage specialist you rely on to handle all of your personalized coverage needs!
In addition to helping you navigate your way through one of the most critical policy decisions you will ever have to make; we pledge to secure you a custom life insurance plan you can depend on—and one that is exclusively tailored to fit your specific personal needs.
Term life insurance, whole life insurance, universal life insurance, variable life insurance, survivorship insurance… the list and combinations seem endless. At Gannon Associates we want to help you determine which life insurance policy type is best for you. Our dedicated team of life insurance professionals understands the market and regulations in both Pennsylvania and New York and can find you the right plan – or mixture of options – that fit your unique needs.
Term Life Insurance Basics:
- Coverage for a “term” or period of your life.
- Lower premiums for higher coverage.
- Rates can change after specific terms expire.
- No equity – cannot be used as cash value.
Whole Life Insurance Basics:
- Exactly like it says – permanent, not for a specific period.
- Protection carries with you your whole life.
- Can build equity and have cash value.
- Higher premiums than term life, but can be more valuable in the long run.
Term and Whole Life Combined:
- Build lifelong base of whole live coverage.
- Supplement specific times of your life with term insurance.
With so many alternatives it’s understandable that you may feel a bit frustrated—so why don’t you enjoy living your life and leave the insurance part to us! It’s all about you, and you are certainly worth insuring with comprehensive life insurance; clients can contact us today for a complimentary coverage evaluation! Give Gannon Associates a call right now for more information and to receive a free life insurance quote—let one of our life insurance experts get you started on the right path!