Since our founding, Gannon Associates has recognized the very distinct coverage needs of farmers and ranchers—exactly why we have gone above and beyond the standard insurance offering to custom-build our unique farm insurance policies.
Our coverage options provide broad and flexible coverage choices that will address both your personal and/or commercial farming needs. Whether you run a small intimate family-farm, or a larger more commercial ranch, we’re here to help you protect what matters most to your livelihood and business venture. Our farm insurance policies can be tailored to fit an array of needs and can be expanded upon to match your exact coverage requirements-regardless of whether you own or rent your premises or land, as well as if you raise crops or livestock.
It’s important to keep in mind that farms and ranches are different than most other business operations because in most cases the owner conducts business and lives with one’s entire family, all on the same premises, therefore requiring a careful consideration and combination of both commercial and personal loss exposures. At Gannon Associates we understand that no farm or farmer is alike, and this is precisely why you need an agricultural insurance expert to help you find a plan that fits your exact needs.
Being that farm and ranch operations can vary greatly; it’s crucial that we work with you to develop the perfect plan to meet your specific needs. Our agribusiness insurance packages can include a combination of these basic coverages:
- Farm Property Policy – covers farm-related buildings (residence, barns, sheds, silos, etc.)
- Farm Inland Marine Policy – covers farm-related machinery and equipment
- Farm Liability Policy – protects against damage or injury caused by farming/ranching activities
- Farm Umbrella Policy – provides a higher level of liability protection
- Farm Combination Policy – offers a way to bundle stand-alone farm/ranch coverages into a single package
With so many options to choose from, securing the right farm insurance package can get a bit confusing—and it certainly takes time. Contact Gannon Associates today for a free coverage review and to get your free agribusiness insurance quote today!